Whether you are new to Medicare or on Medicare already, leaving group coverage, have Veterans’ Administration benefits or have Medicare and Medicaid I can help…

One of the most important factors of working with a professional is the level of competency and objectivity they can provide.

I am an independent Medicare health insurance broker which means:

  1. I am licensed with New York State for Life, Accident and Health Insurance sales
  2. I am contracted and certified with Insurance companies who offer Medicare health insurance options
  3. I am required to recertify every year, with each company, in order to maintain my broker capabilities.

I am an objective Medicare Health Insurance Professional because I can offer whatever plan is best for YOU:

Medicare Insurance companies I represent are: Excellus, Aetna, Humana, UnitedHealthcare, WellCare, MVP and Fidelis and Several Part D Prescription Drug plans

During our meeting I will:

  • Help you enroll in Medicare if your enrollment is not automatic
  • Explain the coverage Medicare Part A and Part B provides you
  • Make sure you understand your 7 month “initial election period” and what other election periods you have to make periodic changes
  • Help you determine how your group insurance plan will work with Medicare
  • Explain the difference between Medicare Supplements and Medicare Advantage
  • Help you find a prescription drug plan and tell you what each prescription will cost you at the pharmacy
  • Explain the coverage gap “Donut Hole”
  • Check your qualifications for premium assistance programs and the State Pharmacy Assistance Program (EPIC)

Your Medicare health insurance coverage is important, and I understand that you need a trusted partner to guide you through the choices and coverage options.